A richer mortgage website for a richer app
See the whole loan, not just the payment.
Mortgage Analyzer AI is built for buyers and refinancers who want to test the full shape of a mortgage before they commit. Model true monthly cost, compare loan programs, stress-test ARM behavior, inspect amortization year by year, and ask AI to explain the tradeoffs in plain English.
True Monthly Cost
Roll principal, interest, taxes, insurance, HOA, PMI, and misc costs into one realistic payment view.
Real Loan Complexity
Handle conventional, FHA, VA, USDA, fixed-rate, ARM, US, and Canadian mortgage scenarios.
What-If Friendly
Experiment with down payment, extra principal, annual lump sums, points, and monthly debt ratios.
AI When You Want It
On-device Apple Intelligence — no account, no API key, no subscription. It works offline.
Calculator + chart + amortization tabs
Purchase details and closing costs
AI field fill and AI advisor
Save, load, and future pro tools
From first payment to payoff
Built to answer the questions people actually have before signing: What will this really cost me each month? How much interest am I carrying? What changes if I pay extra?
Designed for decisions, not quick guesses
The app already goes far beyond a one-number mortgage estimate. The website should reflect that depth, so this version leans into the real workflow buyers use when evaluating affordability, payoff speed, and loan risk.
Lead with the hero card, not a plain form.
The app foregrounds a premium payment summary card with principal, interest, MI, taxes, insurance, HOA, LTV, and APR. That gives the product an immediate “finance tool” feel instead of a generic web calculator feel.
Stress-test the loan from multiple angles.
Users can move through mortgage info, extra payments, loan type, and monthly cost sections without losing context. The website now mirrors that layered exploration rather than flattening everything into a single sentence.
Charts and amortization make the math tangible.
The app is strongest when it translates calculations into visible payoff curves and payment-by-payment detail. That visual payoff is now part of the homepage pitch instead of an afterthought.
What the app actually covers
These sections are grounded in the current SwiftUI product, not a future wish list. They map directly to the calculator tabs, sheets, and analysis tools already in the app.
Monthly Cost Breakdown
Move beyond principal and interest.
Property tax, homeowners insurance, HOA, PMI or MIP, and even misc monthly costs can be included so the “real” payment is visible up front. DTI inputs help buyers connect the payment to actual affordability.
Chart View
See how balance and payoff timing change.
The chart turns abstract loan math into something you can scan in seconds. It is especially useful when testing extra payments or comparing how aggressive payoff strategies bend the curve.
Amortization Schedule
Inspect the loan payment by payment.
Browse grouped yearly sections, search by year or payment number, spot PMI removal, and even add one-time extra payments on individual rows. This is not just a teaser table; it is a working analysis view.
Tablet-Ready Workflow
Built for iPhone, iPad, and a more expansive planning session.
The app adapts to larger screens with a multi-panel layout so buyers can work through mortgage info, extra payments, monthly costs, and loan type in a more deliberate way.
A complete mortgage workflow in one app
The strongest conversion story is not “we have a calculator.” It is “we help you work through the mortgage from setup, to tradeoff analysis, to payoff visibility, to plain-language explanation.”
From setup to clarity
The calculator starts with the headline monthly payment, then lets users drill into purchase details, closing costs, program-specific insurance rules, ARM settings, and extra payment strategy without losing the big picture.
01
Conventional, FHA, VA, and USDA support with fixed-rate and ARM scenarios.
02
Purchase details, synced down payment dollars and percent, LTV, discount points, seller credits, and cash-to-close context.
03
Extra monthly payments, annual lump sums, and one-time amortization-row edits for more realistic planning.
Built for people asking “what if?”
The app is at its best when users need to answer practical questions before a purchase or refinance decision.
- What happens if I put another 5% down?
- How much interest disappears if I add $200 per month?
- How exposed am I when an ARM adjusts?
- When does PMI fall off?
- What does this payment look like once taxes and insurance are included?
Already set up for more premium tools
The codebase includes a clear roadmap toward comparison tools, PDF export, refinance analysis, affordability workflows, and more advanced scenarios. That gives the product room to grow without feeling like a dead-end calculator.
AI is a helper, not the whole pitch
The current site puts too much weight on AI setup. This version treats AI as a useful layer on top of a strong mortgage product, which makes the page feel more trustworthy and more durable.
Ask for explanations in plain English
The AI Advisor helps users interpret the numbers they already entered. It is good for questions about payment drivers, ARM risk, interest savings, and payoff timing.
Nothing to set up, nothing to send
The AI Advisor runs on your device using Apple Intelligence. There is no account to create, no API key to enter and no subscription — and nothing you type is sent to us or to any third-party AI service.
- Private on-device assistance, which works offline.
- No account, no API key, no cloud AI service.
- The conversation stays in memory and clears when you close the app.
- Support page available for questions and troubleshooting.
Why this page should convert better
It gives visitors something to feel immediately: stronger visuals, real product proof, a more premium tone, and a clearer explanation of why this app is different from basic mortgage calculators.
Best next website upgrades
- Add screenshot-specific captions or short looping device mockups.
- Carry the new visual language into the support and privacy pages for consistency.
- Add an App Store reviews or release-notes section once public feedback exists.
Download the app
Mortgage Analyzer AI is built for iPhone and iPad and designed to help users understand the full cost and behavior of a mortgage before they commit.
